Archive for category Financial Services
Mobile Apps That Can Save You Money
Posted by UECU in Financial Services, Personal Finance Tips, Savings on January 13, 2012
Did you receive a new phone during the holidays or upgrade yours for the New Year? If you find yourself surfing the web for phone apps to add in 2012, UECU would like to offer some ideas.
Tetris and Angry Birds are fun but wouldn’t it be great to have some portable financial help in your phone, too? Check out the mobile apps that can put some extra cha-ching in your pocket. Break out your iPhone, iPad, Android or BlackBerry to start saving with these 7 applications …
1. Mint: (iPhone, iPad, Android) When you use Mint, you can manage all your financial accounts in one easy spot so you can always keep track of exactly what your budget looks like.
2. Skype: (iPhone, iPad, Android) An app everyone should have that allows phone calls, video calls, and instant messaging for FREE.
3. Redlaser: (iPhone, iPad, Android) Scan any barcode and find out where to go buy it and how much everyone is charging for it. Never overpay again.
4. Gasbuddy: (Phone, iPad, Android, BlackBerry) A free app that lets find the cheapest gas while you’re on the go. Locate gas stations near you and see their current prices.
5. MyCoupons: (available for iPhone, Android, BlackBerry) This handy app is perfect for everyone out there who clips coupons each week but then forgets to take them to the store. It allows you to scan the coupon right into your phone and redeem at the store. Unless, of course, you forget your phone too.
6. Coupon Sherpa: (available for iPhone, coming soon for Android and BlackBerry) Delivers hundreds of department store coupons and discounts directly to your phone. The inventory is updated daily so you always have the latest savings.
7. Key Ring: (available for iPhone, Android, BlackBerry) Stop carrying around (or forgetting) those loyalty cards that get you extra discounts and perks. This app stores all the information in your phone so you can always access it without the bulky keychain.
Article provided by PSB and featured in UECU’s Fall/Winter 2011 Connections™ Newsletter
Energy & Utility Workers: 5 Year-End Tactics to Prepare for Tax Season
Posted by UECU in Financial Rewards, Financial Services, Personal Finance Tips on December 16, 2011
The economy has changed. Tax laws have changed. Your personal financial situation may have changed. What has not changed are these basic tips to consider at the end of the year that may help you save on taxes.
Charitable donations and monetary contributions. If you’ve been collecting your clothing and books or saving coins in a jar, don’t wait any longer. Donate to your charity of choice and get a receipt.
Speaking of receipts…begin collecting them for tax filing. Think about whether you have any deductible expenses, from non-reimbursed business expenses like uniforms and cell phone bills, to postage and paper costs for job hunting. Your tax advisor will direct you on what can be used, but now is the time to put together your paperwork to back up your plan of action.
Mileage expenses. Did you drive your car … to medical appointments? …to or from volunteer work? … to job interviews? Use an online mapping application and categorize how you used your car in 2011. Again, depending on your personal tax strategy, the expense of many miles of travel can be deducted.
Have your UECU tax forms delivered electronically. Reduce your paperwork and get email notification the instant your Tax E-Forms are available in your Advantages Online™ home banking profile. Log in to Advantages Online™ and sign up today to go paperless for 1098, 1099-INT, 1099-Q, 1099-R, 1099-SA, 5498, 5498-ESA, and 5498-SA forms related to your UECU accounts.
Let UECU help you make tax season more convenient & rewarding. For instance, to get your refund faster, be sure to request it be automatically deposited in your UECU account. To easily file your taxes and access tax advice online, try Turbo Tax® – and visit uecu.org to learn about our member discount for Turbo Tax®! And finally, why not be rewarded for paying your taxes? Your UECU VISA® Power Card™ makes payment easy AND earns you VantagePoints™ – convenience and rewards – suddenly tax season is looking brighter!
Article provided by PSB and featured in the November 2011 issue of UECU’s News You Can Use.
Are you applying for Federal Benefits this year? Options for Energy & Utilities Professionals at UECU.
Posted by UECU in Financial Services, Personal Finance Tips on April 4, 2011
New payment requirements are going into effect for anyone applying for federal benefits on or after May 1, 2011. In an effort to save money, make more timely payments, and help increase safety and security, the federal government is requiring that all federal benefits be paid electronically. The federal government expects to save over $120 million dollars by eliminating the cost of creating and sending paper checks.
Federal benefits recipients will be given an option to direct deposit their benefits into their financial institution’s checking or savings accounts. Recipients who are currently receiving federal benefits by check will have until March 1, 2013, to make the switch to their choice of methods. For new applicants, that change goes into effect May 1st. Details about the change are available at http://www.fms.treas.gov/.
UECU is ready to make the transition to electronic deposits simple for our members. Our Member Service Team can easily set up direct deposit of your benefits to your UECU accounts. You can arrange for your benefits to go into your UECU savings account or get immediate access through your Advantages VISA® Check CardTM by depositing your benefits in your checking account. Call us today at 800-288-6423 to get started.
(Article is provided by PSB and is featured in the February 2011 edition of UECU’s News You Can Use.)
Energy Employees Benefit Financially from 5 Convenient Services at UECU
Posted by UECU in Financial Services, UECU Membership on March 18, 2011
Looking for an easy way to stash more of your cash in your savings account? Are you just searching for convenient ways to manage your money? Utilities Employees Credit Union has your solutions.
Recently, I saw the new Bank of America commercial about automatic transfers – perhaps this is a new concept at Bank of America. However, convenient financial services are nothing new at Utilities Employees Credit Union – and we’re STILL giving you great lending offers and some of the nation’s best savings rates!
While I was a UECU member before I began working here, today I’m an even bigger fan of the credit union’s incredible services – now I enjoy seeing them benefit our members every day. My advice? Don’t wait to take advantage of your membership benefits – log on at www.uecu.org and bring UECU’s convenience to life. Advantages OnlineTM, our powerful home banking tool, gives you a 24/7, All Access Pass to manage your accounts from the comfort of your own home. Even better, you can set up automatic tasks that will put your money to work for you, day or night.
Check out five things you can do with Advantages OnlineTM without ever having to visit a branch …
1. Transfer Funds – Transfer funds easily and electronically between accounts with e-Vantages™ by Web, our no-cost transfer manager tool. Whether you need to transfer your money from a UECU account to an account at another financial institution or you need to transfer money from a UECU account to another UECU account, e-Vantages™ by Web can be used to set up a one-time or recurring electronic funds transfer. You can even save more by regularly moving a fixed amount to savings from your checking account. YOU decide when, how often, and how much to transfer – change or discontinue transfers anytime – you’re in control!
2. Pay Bills – Avoid postage fees and gain control over your bills with our online bill pay tool – Advantages Bill Pay™. View and manage your monthly bills, day or night. You decide how much to pay, when to schedule payments, and what payment method to use.
3. Receive Account Alerts by Email or Text – Keep updated on your financial activities while you’re on the go with E-Notifications™. Sign up for E-Notifications™ and receive automated, electronic financial alerts about current or pending activity on your UECU accounts, through emails or text messages.* There’s no cost to sign up and timely alerts may even save you money!
4. Get Instant Check Funds – Now you can make deposits from anywhere – anytime, day or night! Use e-Posit Express™ , our remote check deposit tool to enter information and “deposit” your paper checks online, then drop them in the mail. We’ll deposit the rest upon receipt of your checks, but as a qualifying** member you will already have immediate access to between $750 and $1,500 of those funds!
5. Obtain Member Rewards – Redeem your VantagePoints™ member rewards online – our members love earning VantagePoints™ for their financial activities with UECU – and with the click of the mouse, you can redeem your points for gift certificates, cash back, and more.
… and there’s so much more! Don’t miss the opportunity to make your finances convenient – check out the possibilities at www.uecu.org.
*Alerts received as text messages on your mobile phone may incur a charge from your mobile service provider. Standard message and data rates apply.
** A member must meet qualifying criteria to be eligible.
Written by Amanda Y.
Make Our Website Your Financial Headquarters
Posted by UECU in Financial Services on August 11, 2010
You don’t need a filing cabinet full of statements, or a desk overflowing with monthly bills. UECU’s online banking solution, Advantages Online™ lets you consolidate all of your finances in one secure location, and you can access your records any time of the day or night:
1. E-Statements deliver your information quickly, and keep it safe and sound. You can also access a convenient archive of the statements from the past six months.
2. Advantages Bill Pay™ our online bill pay service makes it easy to send off a payment in just seconds, and you can review your payment history at a glance. You can also receive your bills online, cutting out even more paperwork.
3. e-Vantages™ by Web conveniently allows you to transfer funds electronically to and from internal accounts or accounts at other financial institutions with the click of your mouse.
4. e-Posit Express™ immediately allows you to deposit checks electronically and have instant access to those funds up to $1,500 to use for transactions on your Advantages VISA® Check Card™ or Advantages Access Card™, transfers, and check writing.
All of these online solutions are available to you free of charge! Simplify your life, manage your money more efficiently, and take total control of your finances. UECU has all the online tools you will ever need. Visit uecu.org today!
(Article is provided by PSB and is featured in the June 2010 edition of the UECU MemberNews newsletter.)
Five Ways UECU Can Benefit Your Company
Posted by UECU in Energy & Utility Industry, Financial Services, UECU Membership on July 28, 2010
Utilities Employees Credit Union is not just another financial institution. Over 75 years ago, UECU made a commitment to provide a great benefit to energy and utility professionals; a commitment UECU continues to this day. The Business Development Team at UECU contacts energy and utility companies every day about the benefit of credit union membership their company can offer employees at no cost.
While benefits of credit union membership are numerous, below are five ways Utilities Employees Credit Union can benefit your company:
- Accommodates employees nationwide, offering the same benefit to ALL employees
- Offers a financial assistance program to employees at no cost to your company
- Compliments existing benefits with no additional work for staff
- Available anytime, anywhere with “home town” member service
- Increases productivity by promoting financial health and wellness
The rising cost of health and pension benefits has forced many companies to cut back. This means using less people to put together more complicated benefits packages. We know handling benefits for all of the employees can be overwhelming, so we take care of our benefit for you. UECU can help defray the rising cost of a benefits package. We make ourselves available to help the employees by providing complimentary services to everyone nationwide through great deposit and loan products, cutting edge services, and one-on-one financial consultations.
Written by Jaime B.
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