Archive for category UECU Membership
Energy & Utility Workers Enjoy Incredible Financial Benefits & a Cash Bonus at UECU!
Posted by UECU in Energy & Utility Industry, Financial Rewards, UECU Membership on January 26, 2012
It’s here! If you noticed the hints UECU has been dropping through our newsletters, website and social media pages, you know we’ve been gearing up to unveil a new rewards program for our members.
We’re now pleased to announce the Member Loyalty Bonus™, which further rewards our members for making UECU their financial institution of choice for saving and borrowing. Thanks to the Member Loyalty Bonus™ program, the more you save and borrow with UECU, the more you’ll EARN in Cash Rewards!
In fact, UECU has given our members more than $1.2 million in total for the 2011 Member Loyalty Bonus™!
With the debut of the Member Loyalty Bonus™, UECU has joined the very elite number of credit unions across the United States to offer this type of financial reward to its members – and just try to get this from your bank. In UECU’s latest President’s Message to Members our President shares why UECU decided it was essential to offer this exclusive program to you, UECU’s member-owners, and explains how your Bonus is calculated. The basics: UECU takes the interest you’ve earned on your deposit accounts and interest paid on most UECU loans – and gives you an extra percentage – a nice bonus deposit in your share account.*
Even better, the Member Loyalty Bonus™ is really the icing on your cake – it’s the fantastic year-end Bonus you can earn on top of a year filled with UECU’s other member perks – year-round VantagePoints™ rewards, annual MyChoice™ rewards, savings rates significantly higher than the national average, amazingly affordable loan rates, a variety of free financial services, and low or non-existent fees.
We invite you to visit BONUS.UECU.ORG to discover ALL the rewards and benefits you can enjoy as a UECU member. Use our fun, interactive site to calculate how much more you could earn toward a 2012 Member Loyalty Bonus™ by doing more or all of your financial activities with your Credit Union. You can even add up all the money UECU will put in your pocket through the year, when you make use of our three rewards programs, the member giveback you receive with great lending and savings rates, and the incredible fee savings we offer.
You may be amazed by how much you can add to your wallet with UECU in a year. When you make UECU your primary financial institution you and your family members earn more in a lifetime! UECU…Where Loyalty Pays!
*The Member Loyalty Bonus™ will be classified as interest earned and reported on IRS Form 1099-INT. Visit uecu.org or call for complete program details.Written by Amanda Y.
Utility & Energy Workers, There’s Always Time Left to Give the Gift of Membership
Posted by UECU in Energy & Utility Industry, Family Finance, UECU Membership on December 27, 2011
Now that the holiday season is winding down, why not take some time to reflect while you’re gathering up those mountains of discarded gift wrap or standing in the after-holidays return line? After all, this intermission between emptying our stockings and making New Year’s Resolutions is always a great time to think ahead to the fresh calendar ahead of us.
So, what could you do in 2012 to improve the lives of your family and friends?
If you’re already a UECU member, you have the privilege of offering them a brighter future. That’s right, there’s still time to give your family and utility co-workers a gift that will last them a lifetime. We know it’s the thought and feeling behind a gift that really counts. And if you received a few gizmos that have you puzzled or brightly colored sweaters destined for the back of your closet, you’d agree we usually don’t need more “stuff.”
That’s why the gift of UECU Membership is perfect. There are no batteries required, no returns or exchanges needed, and it doesn’t take up any storage space! What’s more, you’ll be giving your family and utility co-workers financial tools and solutions that our dedicated UECU team customizes to their lifetime of evolving financial needs.
So, this year, make a resolution to Share the Wealth of UECU Membership. Why not start by telling your gift recipients about the Top 4 Reasons to be thankful for Credit Union Membership? And don’t forget to give yourself a gift as well ~ remember, UECU gives our current members 500 VantagePoints™ Rewards for each new member they refer!
Best wishes for the New Year!
Written by Amanda Y.
UECU Membership: A Graduation Gift To Last A Lifetime
Posted by UECU in Family Finance, UECU Membership on June 3, 2011
Energy & Utility Workers – Are your kids graduating from high school? College? Give them the gift of membership & point them toward this blog article for young UECU members.
Calling all graduates, college students, young professionals … UECU is ready for YOU!
Have people mentioned lately that you’re heading out into the “real” world? Taking care of your money is definitely one of those responsibilities on the horizon. Managing your personal finances might seem like a murky, distant goal. But don’t ignore or fear it – picking the right financial institution makes it simple and convenient. UECU is waiting to take care of all your financial needs and will stick with you, wherever you’re headed – college, your first full-time job, and everywhere that comes after. UECU is the credit union you want by your side – here’s our promise …
1. Finance With YOU In Mind. No stuffy bank here – UECU gets YOU. Are you just starting out? Always on the go? Do you need a safe place to stash your funds, but still have easy access to cash? UECU has so much more to offer on top of our impressive savings rates. Our Connections™ Checking Account has it all. It’s FREE* and earns interest, and it’s specifically designed to benefit young adults and safeguard your funds. If you’re like me and don’t always want to carry checks or cash, this online checking account is for you – with the connected Advantages VISA® Check Card, you can use your account to make purchases anywhere VISA is accepted. And for a limited time, UECU will even get members age 13-21 started with a $25.00 gift** in a new UECU checking account! Looking for some serious college funds? Click here to check out our UECU Student Scholarship, which offers prizes up to $1,500! And UECU always wants to keep financial knowledge at your fingertips – we even deliver. Just point your computer mouse to our Connections™ web page for financial tips and resources tailor-made for Gen Y. We want to hear from you, too – join the conversation on Facebook, follow us on Twitter, and keep updated on the UECU Blog – just click below to subscribe or comment today!
2. Convenient 24/7 Access. UECU doesn’t mind pulling an all-nighter with you. During my college years, my friends always had to run to their bank branch before 5 p.m. to deposit their pay check, check their account balance, and get cash for the evening or weekend. Lucky for me, I was a UECU member. I just stopped by the ATM at the student union building whenever I needed to fill my wallet. End of story. UECU even reimbursed my ATM surcharge fees each month^ and since I set up Direct Deposit, my part-time job pay hit my UECU account automatically. I never had to touch a paper check or wait in a teller line. Ahead of the curve, UECU had already begun to offer Advantages Online™ home banking, so I could move money between savings and checking anytime day or night and make purchases around town with my Advantages VISA Check Card™. I’ve never looked back. Over the years, UECU has only made spending and saving easier and advanced its E-Services to give your accounts ultimate portability…
3. Portability. Who says you can’t take it with you? You’re always on the go – UECU enjoys the ride. Whether you’re traveling, taking a semester abroad, or moving, just pack your bags – we’ll be there! Our branchless credit union lets you take us wherever you head after finishing school. Your fellow graduates may have to hope their bank has a local branch, but distance is never an issue for UECU. Our members live in all 50 states and have easy access to their money and our services every day. Adding and withdrawing funds is hassle-free with our many convenient services and online tools. With Advantages Online™, Advantages Bill Pay™, e-Vantages™, e-Posit Express™, and E-Notifications™, you can: manage your accounts, pay your bills online, transfer funds among your accounts at UECU or to a local financial institution account, get immediate access to paper check funds, and even stay current on your accounts with text and email messages. Learn all about our services at uecu.org.
4. Rewards. Who doesn’t like some extra credit? UECU rewards its members, no matter where you are in life. You earn UECU’s VantagePoints™ for member referrals, purchasing, saving and other typical financial activities – and then exchange points for cash back, gift certificates, and loan rate discounts†. There are real bonus points when you’re ready for your first credit card. Not only does the safe and convenient UECU VISA Power Card™ come with an amazing rate and without other cards’ outlandish fees – UECU members also earn 1 VantagePoint™ for every $1 they spend with their card! And in case one reward program wasn’t enough, members using a variety of UECU products are also thanked for their loyalty with their pick from our annual My Choice™ financial rewards – that’s right, every year!
5. A Credit Union That Grows With You. A lifetime awaits you – build your scrapbook with UECU at your side. Whether you joined UECU through a family member or working in the energy/utility industry, UECU members can stay members for life. And we’ll always be here for your financial needs, even the ones you aren’t thinking about yet. Next on your journey might be consolidating your student loans with a personal loan or getting an auto loan to purchase a new or used car – UECU’s amazing lending rates will be waiting for you! Maybe you’ll be saving to pursue further education, start your own business, or travel the world – our Education Savings Accounts and Special Savings Accounts have you covered. You may buy the home you’re dreaming of with a UECU mortgage. And it’s never too early to start stashing funds in an IRA, so you can retire to a sandy beach someday. Our financial solutions go on and on, just like your ambitions for the future. Join forces with UECU today and we’ll be there to help make your dreams a reality.
*Free Connections™ Checking requires enrollment in free E-Statements and free Advantages Online™ home banking service.
**Gift of $25.00 available through 7/31/2011 for ages 13-21 for new Advantages Checking Accounts.
^Connections™ Checking Accounts receive up to $12 per month in ATM surcharge rebates while EasyCheck Checking Accounts receive up to $8 per month in ATM surcharge rebates.
† Rate reduction can be used on a new loan only. Rate reduction cannot be used on VISA® Power Card™, Home Equity Loans, Mortgages or Lines of Credit. Member must be 18 years of age to earn VantagePoints™.
Written by Amanda Y.
Energy Employees Benefit Financially from 5 Convenient Services at UECU
Posted by UECU in Financial Services, UECU Membership on March 18, 2011
Looking for an easy way to stash more of your cash in your savings account? Are you just searching for convenient ways to manage your money? Utilities Employees Credit Union has your solutions.
Recently, I saw the new Bank of America commercial about automatic transfers – perhaps this is a new concept at Bank of America. However, convenient financial services are nothing new at Utilities Employees Credit Union – and we’re STILL giving you great lending offers and some of the nation’s best savings rates!
While I was a UECU member before I began working here, today I’m an even bigger fan of the credit union’s incredible services – now I enjoy seeing them benefit our members every day. My advice? Don’t wait to take advantage of your membership benefits – log on at www.uecu.org and bring UECU’s convenience to life. Advantages OnlineTM, our powerful home banking tool, gives you a 24/7, All Access Pass to manage your accounts from the comfort of your own home. Even better, you can set up automatic tasks that will put your money to work for you, day or night.
Check out five things you can do with Advantages OnlineTM without ever having to visit a branch …
1. Transfer Funds – Transfer funds easily and electronically between accounts with e-Vantages™ by Web, our no-cost transfer manager tool. Whether you need to transfer your money from a UECU account to an account at another financial institution or you need to transfer money from a UECU account to another UECU account, e-Vantages™ by Web can be used to set up a one-time or recurring electronic funds transfer. You can even save more by regularly moving a fixed amount to savings from your checking account. YOU decide when, how often, and how much to transfer – change or discontinue transfers anytime – you’re in control!
2. Pay Bills – Avoid postage fees and gain control over your bills with our online bill pay tool – Advantages Bill Pay™. View and manage your monthly bills, day or night. You decide how much to pay, when to schedule payments, and what payment method to use.
3. Receive Account Alerts by Email or Text – Keep updated on your financial activities while you’re on the go with E-Notifications™. Sign up for E-Notifications™ and receive automated, electronic financial alerts about current or pending activity on your UECU accounts, through emails or text messages.* There’s no cost to sign up and timely alerts may even save you money!
4. Get Instant Check Funds – Now you can make deposits from anywhere – anytime, day or night! Use e-Posit Express™ , our remote check deposit tool to enter information and “deposit” your paper checks online, then drop them in the mail. We’ll deposit the rest upon receipt of your checks, but as a qualifying** member you will already have immediate access to between $750 and $1,500 of those funds!
5. Obtain Member Rewards – Redeem your VantagePoints™ member rewards online – our members love earning VantagePoints™ for their financial activities with UECU – and with the click of the mouse, you can redeem your points for gift certificates, cash back, and more.
… and there’s so much more! Don’t miss the opportunity to make your finances convenient – check out the possibilities at www.uecu.org.
*Alerts received as text messages on your mobile phone may incur a charge from your mobile service provider. Standard message and data rates apply.
** A member must meet qualifying criteria to be eligible.
Written by Amanda Y.
Share UECU Membership
Posted by UECU in Energy & Utility Industry, Family Finance, UECU Membership on October 26, 2010
My parents brought me up to be pretty competitive. Not only was I competitive in Soccer, Field Hockey, and my grades in school; but my competitive nature has carried over to my work life. I find myself racing co-workers to meetings or back to my cubicle. Fortunately for me UECU has made it really easy on me to belong and work at one of the most competitive financial institutions in the U.S. Over the last few years, many of us have felt more comfortable to talk about our finances with our family and co-workers. We hear about this every day when we are watching the news, reading the newspaper, and talking with family and friends. I am happy to say that with UECU, you have seen very little change with your Credit Union. We give our members a lot to brag about. The next time you find yourself talking about the economy and financial reform with your family and utility co-workers tell them with great confidence that you have not had to endure more fees while getting less from your Credit Union.
Here are the top five reasons to tell your family members and utility co-workers about UECU today:
- FREE Checking with our EasyCheck Checking Account. YES this really is a free checking account with no catch.
- Refer them before December 31, 2010 so they can open the 10 in ’10 Certificate of Deposit™* and you can get $20^.
- Rewards that have not changed even when others have reduced their rewards or even eliminated them altogether.
- Great loan options to get you what you need at just the right time.
- A Credit Card that we have not had to change and is far above the rest.
The holidays are a great time to talk to your family members about the benefit of Credit Union membership at UECU. The special offer of a 10.00%APY* CD is also a great opportunity to sign up children and grandchildren and get them started with a great rate on their savings. You are happy with your Credit Union; why not show your competitive nature and share all of the great benefits of UECU with the people you care about the most.
“Your savings federally insured to at least $250,000 and backed by the full faith and credit of the NCUA, a United States Government Agency.”
*One 10 in ’10 Certificate of Deposit™ per new member account. The 10 in ’10 Certificate of Deposit™ offer is valid until December 31, 2010. Offer is also valid for an IRA Certificate of Deposit. There is a minimum/maximum balance requirement of $500. You may not make additional deposits after the account is open. Annual Percentage Yield (APY) assumes principal and dividend remain on deposit until maturity. Monthly dividends can be added to the CD or deposited into a member’s share account for regular Certificate of Deposit. Dividends on IRA Certificate of Deposit must be added to principal. The Certificate of Deposit matures at six (6) months and will automatically renew for six (6) months at the rate in effect at time of renewal. Early withdrawal penalties apply.
^ $20 is awarded when the new member opens a 10 in ’10 Certificate of Deposit™.
Written by Jaime B.
Five Ways UECU Can Benefit Your Company
Posted by UECU in Energy & Utility Industry, Financial Services, UECU Membership on July 28, 2010
Utilities Employees Credit Union is not just another financial institution. Over 75 years ago, UECU made a commitment to provide a great benefit to energy and utility professionals; a commitment UECU continues to this day. The Business Development Team at UECU contacts energy and utility companies every day about the benefit of credit union membership their company can offer employees at no cost.
While benefits of credit union membership are numerous, below are five ways Utilities Employees Credit Union can benefit your company:
- Accommodates employees nationwide, offering the same benefit to ALL employees
- Offers a financial assistance program to employees at no cost to your company
- Compliments existing benefits with no additional work for staff
- Available anytime, anywhere with “home town” member service
- Increases productivity by promoting financial health and wellness
The rising cost of health and pension benefits has forced many companies to cut back. This means using less people to put together more complicated benefits packages. We know handling benefits for all of the employees can be overwhelming, so we take care of our benefit for you. UECU can help defray the rising cost of a benefits package. We make ourselves available to help the employees by providing complimentary services to everyone nationwide through great deposit and loan products, cutting edge services, and one-on-one financial consultations.
Written by Jaime B.
Welcome to UECU
Posted by UECU in Energy & Utility Industry, UECU Membership on June 28, 2010
I started working for Utilities Employees Credit Union over four years ago. My financial background was working in the credit card and mortgage industry for a large commercial bank. I was not very familiar with credit unions, but was eager to see if there really was a difference between UECU and a bank. With my previous employer, my primary role was always to sell the product, which involved convincing the customer they needed the product, and moving on to the next sale. When the sale was complete, I no longer interacted with that customer. My first few days at UECU, I learned we are all here to serve the member, find a financial solution the member needs and improve their financial well being. The Credit Union taught me that there is a better choice beyond banks to attain financial goals.
Here are my top five items that were new to me when I joined UECU:
1. My first statement was not an itemized list of the fees I was being charged, but instead I saw money added to my account from UECU as reimbursements for ATM surcharges and payment of interest that I earned on my checking account.
2. I never carry cash, but always have my check card. I learned that every time I select “credit” at a merchant with my check card, UECU collects a percentage. The money collected helps UECU keep above average savings and loan rates and keep the members’ fees down.
3. My money is federally insured just like the FDIC, but for credit unions it’s insured by the NCUA. My money is federally insured at the same limits it would be at my local bank branch. Not much to worry about here though, UECU has 5 stars (the best!) in our safe and sound rating on Bauer Financial.
4. After I became a member, I asked family members to join. Let’s be honest, when you have a good thing you want to tell everyone about it. My family was surprised they could join too when none of them worked in the energy or utility industry. UECU likes being exclusive, but we are here to help family!
5. UECU offers members more! With all of this new credit card legislation upon us, we are not changing features on our card. Our members did not receive notice of a rate increase, cutback on rewards, or an annual fee. UECU already had a great card, so no need to make all those changes.
UECU started out small back in 1934 focusing only on great savings rates. Now, the Credit Union is full service and virtual serving the energy and utility industry across the United States.
Call us, stop by, visit our website, or if you recognize me, stop me on the street. UECU and the staff (who are also members) are always happy to serve the membership by offering products and services to meet your individual needs. I am now a Credit Union (especially UECU) fan, you could be too!
Written by Jaime B.
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